Paying Direct Doesn’t Mean Losing Coverage

At American Clinic Tokyo, you pay us directly at your visit — no forms, no networks, no pre-approval at the counter. In return, you receive an itemized receipt and an English ICD code diagnosis statement — the exact documents international insurers require for reimbursement. You submit them through your plan’s portal or app, and most policies pay back within few business days. This works with expat plans, travel insurance, and out-of-network coverage worldwide. For questions about your specific plan, please reach out to your insurance provider.

~~~American Clinic Tokyo. Direct pay. English documentation. Your coverage, intact.~~~